This is the 56th post in a series called 5 Things. Each week I will share a combination of technology articles and apps that I have discovered and liked in the past week. Anything highlighted in blue is a link to an article, an app, or another section of my website.
The whole Target situation is a mess. It doesn't surprise me that this happened though. It is very lucrative for hackers to try and get credit card and debit card information and then either use it or sell it on the black market.
When I teach my community ed class titled "Staying Safe In A Digital World", I recommend that you never use your debit card online. I think I am going to add that you should never use your debit card in the real world. The fact that your debit card is linked directly to your checking accoutn where your money is sitting doesn't feel very safe with people hacking away at websites and physical retail stores.
I would just assume that American Express takes all the risk if my card number gets stolen.
To sign up for the free year of credit monitoring you will need to visit https://creditmonitoring.target.com and sign up before April 23rd.
Sounds like the ATM industry better get to work or they may find themselves the next target of the hacker community...
I switched to T-Mobile this fall when I bought my iPhone 5S and I couldn't be happier with them. I had a good experience at the T-Mobile store in Apple Valley. I like the fact that they don't have two year contracts. They offer interest free financing if you don't want to shell out big bucks upfront for the iPhone or other smarthphones. Unlimited minutes, text, and data is also a big plus and the LTE network is extremely fast in the Twin Cities. I am also able to use my iPhone in over 100 countries without having to pay crazy international roaming fees!
I plan on sticking with T-Mobile for the forseeable future and would definitely recommend it to a friend!
Trent runs one of my favorite websites, The Simple Dollar. He mostly writes about personal finance but also answers questions that his readers send him. The question about how to avoid identity theft online was asked and his simple answer was to not click on links in emails. In this article he elaborates further since people had more questions. I would encourage everyone to click the link titled How Phishing and Email Scams Work - and How You Can Avoid Them because I want everyone to understand how these scams work and I don't want any of my clients or community ed students to call me because they got bamboozled.
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